By taking out a Loan with us, you are automatically added to the FinChoice Personal Protection Plan. This means your KwikAdvance Loan will be fully paid off in the event of your death, ensuring your loved ones won’t be burdened with any unforeseen debt. If you have a Flexi or Premier FinChoice Loan, the outstanding balance will be settled in the event of death, disability, or retrenchment (depending on your employment status and age).