Premiums back benefit: 

On the death of the main member, all premiums paid on the policy will be refunded as an additional benefit, as long as there were no missed premiums and that all premiums were paid in full. 

Value added cash payout: 

For our family funeral product you will receive an additional R2000 cash payout. The benefit comes at no additional cost to you. This benefit can be used in your time of need to help with groceries, airtime or travel assistance. Value added services only apply to the main member and spouse.