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Frequently Asked Questions

Accident cover - What is a beneficiary?
A beneficiary is the person, or persons, who will receive the benefit from the policy if you pass away as a result of an accident. You can change your benef...
Fri, 3 Jul, 2026 at 10:28 AM
Who can be covered under a FinChoice Accident policy?
You, the main member, as long as you're a South African permanent resident. You can apply if you're over 18 but not yet 65 years old. You'll sta...
Fri, 3 Jul, 2026 at 10:24 AM
Accident Cover - Are there waiting periods?
No, there is no waiting period. Because this is accidental cover, you're protected from your start date for both accidental death and accidental disabil...
Fri, 3 Jul, 2026 at 10:25 AM
Accident Cover - Can I increase or decrease my cover amount?
Yes, just contact our friendly consultants and they'll be able to help you review your cover and premium. Any change will be confirmed to you in writing...
Fri, 3 Jul, 2026 at 10:26 AM
Accident Cover - ​What added benefits are included in the policy?
Value added cash payout: You will receive an additional R2,000 cash payout on top of your benefit, at no additional cost to you. This benefit is paid to yo...
Fri, 3 Jul, 2026 at 10:27 AM